Travel Insurance for Business and Pleasure Travel
Before you pack your bags, let’s make sure you’re protected.
When some people think of travel insurance, they are specifically thinking about medical coverage. But for some people, it’s the coverage options for trip cancellation, trip interruption, lost baggage, etc. that really make travel insurance attractive. When you work with one of our experienced insurance brokers, you can make sure you’re only paying for what’s important to you.
Traveling within Canada?
Most provincial or territorial health insurance plans only cover expenses within your home province or territory. Multi-trip annual travel insurance is a great option for students going to school out of province, for people that travel between provinces for work, as well as dedicated leisure travelers. This is an affordable way to make sure all your trips are protected with the types of coverages you value.
Covid 19 and travel insurance
There isn’t much that Covid 19 hasn’t changed when it comes to travel.
For travel within Canada, Covid 19 is usually included as part of the emergency medical portion of your travel insurance. When traveling outside of Canada, Covid 19 is covered if you meet all the federal travel vaccine requirements. Not vaccinated? There are options available for you too.
From a non-medical perspective, trip cancellation and trip interruption coverage has become so much more important. These coverages can provide protection in the event you do contract Covid 19 while you are away, and have to quarantine in place. By purchasing Trip Interruption and Trip Cancellation, your expenses relating to a quarantine order, including accommodations and meals, can be claimed. When the quarantine has required you to stay longer than your anticipated trip length, it can also pick up any additional flight costs to get you back home. In a world with Covid, this can truly be an invaluable coverage.