Hospitality Insurance
Protect your hospitality business.
The hospitality industry presents many liability issues which must be carefully considered when putting together a hospitality insurance program. From hazards relating to recreational activities to issues arising from food and liquor, each hospitality industry has unique traits that must be examined.
It takes an experienced broker to assess all risks and find the most cost effective ways to cover them. The professionals at CJ Campbell Insurance have the experience to customize a hospitality insurance program for your business.
Once you are a CJ Campbell Insurance client you will receive constant and thorough review of your coverage and premium. Our people are your greatest resource.
Hospitality insurance areas of coverage:
- Restaurants
- Hotels / motels
- Sports bars
- Convention centres
- Bed and breakfasts
- Bar and grills
- Bed and Breakfast Operations
- Casinos
- Catering Services
- Coffee and Tea Shops
- Comedy clubs
- Conference centres
- Country Inns
- Delicatessen
- Drive-thru Restaurants
- Event organizers
- Family Style Restaurants
- Golf courses including country clubs
- Hotels
- Inns
- Ice cream parlors
- Motels
- Nightclubs
- Pubs
- Resorts
- Sandwich shops
- Sports bars
- Sushi
- Take Out Meal Service
- Tour companies
Hospitality insurance coverage recommendations:
- commercial general liability
- injury to third parties
- damage to third party property
- damage or injury caused by completed operations
- can be extended to cover rip and tear in order to repair faulty workmanship
- non-owned auto liability
- tenants legal liability
- umbrella liability
- pollution liability
- professional liability
- office contents
- equipment
- builders risk
- accounts receivable
- contractor's equipment
- tools
- installation floater
- crime coverage
- profits
- gross earnings
- extra expense
- Q: What types of liability claims happen in the hospitality industry?
- A: Slip and falls are the some of most frequent liability claim in the hospitality industry
- Q: What effects the cost of liquor liability insurance?
- A: In a liquor liability program, the premium is based on the amount of alcohol sales and the percentage of food sold with alcohol.
Consider working with us to create a complete portfolio of insurance.
Getting to know you and your specific risk allows us to tailor make an insurance portfolio for you. Our clients meet with us yearly to ensure their insurance coverages are helping them achieve their strategic long-term goals.
A complete insurance portfolio for an engineer may include:
- commercial general liability
- non-owned auto liability
- tenants legal liability
- umbrella liability
- pollution liability
- professional liability
- cyber liability
- office contents
- equipment
- builders risk
- accounts receivable
- contractor's equipment
- tools
- installation floater
- crime coverage
- profits
- gross earnings
- extra expense